FinLiu Legal Center

Terms of Service & Privacy Policy

1. Terms of Service

By accessing or using FinLiu, you agree to be bound by these Terms of Service. If you do not agree, please do not use the app.

All rights, title, and interest in and to the application, including all intellectual property rights, are and will remain the exclusive property of the owner.

FinLiu provides tools for personal finance management, including:

You are responsible for maintaining the confidentiality of your account credentials. We reserve the right to suspend or terminate accounts that violate these terms.

Third-Party Services

FinLiu integrates with Firebase (Auth/Storage), Tink (Banking), Google Sign-In, Gemini AI (Insights), and Yahoo Finance (Investment Prices). Your use of these services is subject to their respective terms.

Not Financial Advice

The insights provided by FinLiu, including those generated by AI, are for informational purposes only. They do not constitute financial, investment, or legal advice.

2. Privacy Policy

We collect Account Information (email, name), Financial Data (manually entered transactions), Banking Data (via Tink), and Usage Data.

We use this information to provide the service, generate personalized AI insights, and synchronize your data across devices.

To provide insights, transaction data is sent to Google's Gemini AI. We share data with Firebase, Tink, and Yahoo Finance solely to perform app functions.

Your Rights

You can export your transactions and investments to CSV at any time. You can also delete your records or your entire account within the app settings.

3. Contact Us

If you have any questions regarding these terms or your privacy, you can reach us at:

Email: support@finliu.com